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Couples ask, “What is mediation all about? If we choose that process for our divorce, what will that entail?” When David Louis speaks with prospective divorce mediation clients, he fully describes what to expect, spelling out what anyone embarking on a mediated divorce would want to know about before committing to that process. He addresses what topics are covered, deliverables, time investment, and the potential role of an attorney. He focuses on common areas of uncertainty with deep domain knowledge, expertise, and full assurance that prospective clients are in exceptionally good hands with his mediation skills. Having successfully helped many clients with their uncontested divorce proceeding, I outline for prospective clients all the major topics, choices, and factors in mediation that may affect their decision to enlist my help in handling their divorce process. Planning for children Children in any marriage are a high priority. So, a significant focus in a divorce settlement is the creation of a joint parenting plan, a legal requirement if there are minor children of the marriage. A parenting plan has three principal parts. The first part addresses the decisions that need to be made for the children, going forward. These are significant decisions––healthcare, education, religion, activities. In mediation, I guide clients to discuss how those decisions are going to be made. The second part of a parenting plan addresses scheduling. Where are the children going to live? When are they going to be with one parent? When are they going to be with the other parent? We talk both in terms of a regular weekly schedule and then how that schedule may be different for holidays, for school breaks, and how scheduling may be modified to allow either parent to take a vacation with the children. The third part of a parenting plan addresses expectations for communication and behavior in terms of the future co-parenting relationship. Common sense principles are covered in a template that I supply, as a framework to be edited as it suits the couple’s needs. The parenting plan provides parents with a comprehensive, mutually agreed-upon plan that addresses decision making, parenting time, and co-parenting guidelines. Overall, I seek to put children in the center of the conversation but not in the middle between the parents. Addressing finances The second major area to address in mediation is what to do about assets and debts. Assets can include real estate, bank accounts, investments, retirement accounts, vehicles. Debts can include mortgages, auto loans, credit card debt, personal loans. Using the tools of my many years of work in finance and my training as a Certified Divorce Financial AnalystTM, I guide clients to examine all the financial issues that arise in the face of divorce. The two spouses, with my assistance, come to agreement about all the issues involving their family’s future financial security. Transitioning to two households The third area we deal with in getting a couple ready to file for an uncontested divorce is meant to answer a fundamental question: “How are we going to create two financially sustainable households going forward, where our own needs are being met and the needs of our children are being met as well?” This decision touches on legal concepts, such as child support, and also the possibility that there would be maintenance or alimony paid from a higher earning spouse to a lower earning spouse. Illinois has guidelines for this, and I bring these guidelines to the table and make sure both parties fully understand them. I also educate clients about using budgets as a mechanism for identifying needs, gaps, and resources available to one or the other spouse. Other topics There are other topics that will come up in mediation sessions. We may discuss life insurance, especially because, if there are minor children, there is always a possibility that one of the parents would meet with an untimely death. What is the safety net, so that the surviving parent can appropriately take care of the children? I also lead the discussion of income taxes because children are claimed as dependents. We often talk about pets––who are simply children with fur! Caring for pets is often expensive, and we love them and want to take good care of them. Where the pets are going to live and how their expenses are going to be managed are often topics of concern to my clients. Mediation deliverables Once spouses have made decisions covering all of the important areas, my responsibility is to provide them with two documents. The first document is the joint parenting plan agreement. The second document is known as a memorandum of understanding. This document includes all the financial topics addressed. All decisions that the couple has made are included. These two documents are provided by me as divorce mediator for the purpose of filing for an uncontested divorce. Engaging an attorney When my clients have reached an agreement at the end of the mediation process, I recommend that they finalize their divorce by engaging an attorney. Engaging an attorney to prepare and file the necessary legal documents and get a final hearing scheduled with the court is, in my experience, the smoothest way to complete the process. I provide all documents to the attorney that they select. I am able to provide referrals to attorneys who do an excellent job and have reasonable rates. As a Collaborative Divorce Fellow in Illinois, I refer my clients to attorneys who have experience in the collaborative divorce process, which is another settlement-oriented process. Those attorneys are familiar with the mediation process. Collaborative divorce attorneys understand that, in mediation, the couple makes the decisions, deciding what's best for their futures. Attorneys to whom I refer my clients can advise the spouse, talk about the law, and answer questions, and they will also respect the spouse’s freedom to make their own decisions. To be clear, any attorney can only represent one spouse, and the other spouse can be self-represented or can engage their own attorney, depending on their needs and resources. People can also file for divorce on their own. However, I warn clients that some judges look upon self-represented individuals in a different way. I have found there is a higher risk that proceedings could get stalled in court when individuals represent themselves in their final hearing, and no one wants to see that happen after all the hard work that individuals have put into mediation. For these reasons, I recommend that clients are better off engaging an attorney for the final steps in their divorce process with the courts. People also ask me about using attorneys during the mediation process. This is an important question and a very reasonable one. The answer depends on what the clients’ needs are. I believe that if either party has any doubts about decisions that are being made and feels that advice from a legal professional is needed, then they absolutely should engage an attorney, at least on a consulting basis. An attorney can meet with a spouse before mediation to establish some expectations. Clients can also retain an attorney to consult with during the mediation process or, as recommended already, can use an attorney to review the documents that I provide before they're filed with the court. I do not require clients to have an attorney. I don't think that it's my role to tell them what they need, but I will support them in whatever decision they make toward that end. This is my orientation overall to the mediation process––I am there to help clients understand their circumstances and possibilities, using extensive knowledge and experience, to supply relevant information, to guide the conversation, and to make sure both parties have a voice and are heard. But I am not the decision maker. I give my clients that freedom, and I am told over and over that giving the client the choice of using attorneys is greatly appreciated. The time investment involved in mediation Clients often ask how long the process will take when using mediation. These are my estimates for the time investment: The initial individual mediation sessions I offer each partner are typically 30 to 60 minutes. Following those individual sessions, we begin the process of joint mediation sessions. Joint sessions are typically 90 minutes, although sometimes we meet for shorter periods. I only bill for the time that we've spent. It's hard to predict how long the mediation process will last in terms of number of sessions. Based on my experience, when working with couples who do not have minor children, we tend to complete the process in one to three joint mediation sessions. When there are children involved, it's usually between two to four joint mediation sessions. The people who finish in fewer sessions typically have worked some things out ahead of time, or their financial circumstances may not be particularly complicated. The couples who need more sessions tend to say that they would prefer their conversations to happen with me present, rather than have unguided discussions outside of formal mediation. How long does the full process take? From the time when I'm hired to the time when the divorce proceedings are completed in court is often between two and four months, assuming people are able to engage the process consistently, without significant breaks in scheduling. If life events intervene and scheduling is inconsistent, it can take longer. In my experience, one of the parties may want to go faster than the other. That is totally understandable, because often one person has felt or known that the divorce would happen before the other. The other party may have come to a realization of the need to divorce later or is slower in their ability to process what is happening. I often advise the client who feels in a hurry that this process will only work if we allow the other partner the time they need. Otherwise, that partner is not going to be confident in the decisions being made. That could result in the second partner changing their mind. That circumstance tends to delay things. Therefore, I typically work at the pace of the person who needs to go slower. That invariably leads to a better outcome. Mediation has many facets As an experienced divorce mediator, I take all the issues surrounding the mediation process into account. I guarantee that my clients will come into sessions with me knowing what to expect and prepared, with my help, to navigate the challenges and uncertainty ahead––taking children into account and planning to effectively move on with their separate lives.
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Welcome to a series of blogs about David Louis, Chicago divorce mediator. Find out why David’s clients consistently praise him for his expertise in both mediation and finance, for his trustworthiness, his compassion, his organizational skills, and his extensive knowledge and professionalism. In this series hear David:
The Choice to Become a Mediator David Louis is a divorce mediator and Certified Divorce Financial AnalystTM who brings compassion, sensitivity, and expertise to a challenging field that serves couples at a critical time in their lives. He shares here his own journey to a second career as a mediator. My background and professional path I was raised north of New York City and attended college in Albany, the state capital of New York, earning a bachelor's in accounting and a master's in public administration. I worked in the public sector for over 30 years, managing financial operations in state government and doing public service in my community, where seeds of consensus-building among colleagues and dispute resolution were planted. When I turned 50, I started to think about what my next chapter would look like professionally. At that time, I discovered mediation. After training as a mediator, I then volunteered for four years in a community dispute resolution center in Albany. There I worked primarily with parents who either could not agree on scheduling for their children or faced other decisions that needed to be made for their families. In 2010, I decided to take a retirement offer from my employer and start a second career as a professional mediator. I chose to focus my efforts on divorce mediation. The draw to mediation There were two things that really spoke to me about mediation. The first is that, as a mediator, I am not the one who makes decisions. That is a choice left up to my clients. After being a decision maker for most of my career, I found this to be freeing. Second, I learned that, when I'm working with clients in mediation, we have the opportunity to focus on the future. I see the journey in life as consisting of two roads. There's the road that got us to where we are, and there's the road that leads out of here into the future. What I know about the road from the past is that often we don't agree on what happened. And, for the most part, that road has been built and cannot be changed. Mediation is unique in that it is a future-focused process. In mediation I am looking to help build a bridge from where my clients are now to where they’re going to be in the future––to help them build a road that doesn't exist yet and move forward in planning a healthy and sustainable future for every member of their family. I was informed in choosing mediation as my new profession by my own early experience with divorce and the experience of friends, coworkers, and family members who had been through the process themselves. Most of them used what I would describe as the traditional process. They would engage attorneys, and sometimes this would work out––but sometimes not so much. Everyone basically told me the same thing––it costs too much, it takes too long, and it adds a lot of stress to your life. Transition, of course, is stressful by nature. However, I discovered that mediation could alleviate much unnecessary stress that the traditional litigation process imposes. What I concluded is that our legal system is not equipped to deal with the human needs of families in transition. When I think about the courts, I think about somebody being right and somebody being wrong, or somebody feeling they won and somebody feeling they lost. Most of my clients are not interested in that dialogue. They are looking to move forward. They are in new territory because divorce is something that they haven't experienced. They're looking for guidance, and they intuit that, with proper help, they can make their own decisions for their next steps. That process makes sense to me, and that is why I chose to become a divorce mediator. Goals I establish as a mediator When I'm working with clients, I set goals for myself as their mediator. Goal #1 Each person needs to be heard My first goal is to offer a process where each of my clients has the opportunity to express themselves and be heard––to talk about what's important to them, to talk about why it's important, to focus on what matters within a safe environment with an experienced mediator as a neutral third party. I help clients come to understand each other better than they did before we began to work together.Understanding is not the same as agreement. And yet, it is a foundation upon which agreements can be built. Goal #2 Acknowledge all the relationships in a marriage My second goal acknowledges that the marriage relationship has many layers. Couples have known each other for longer than they’ve been married, and what they decide to do with their personal relationship going forward will be entirely up to them. That is the first relationship. In mediation, we address other aspects of the relationship as well. Marriage is also an economic partnership, and one of my goals is to guide my clients in how to navigate the changing dynamics of that economic relationship. I bring my clients years of experience and expertise in the realm of finance, in addition to my specific training and accreditation as a Certified Divorce Financial AnalystTM. The third relationship is a lifelong one. If my clients have children, they will remain parents of those children for the rest of their lives. That is a relationship that I honor in this process. I am a parent myself, and I know personally how challenging and rewarding that role is. My goal is to ensure that nothing in the mediation experience will diminish effective co-parenting going forward. I want parents and children to be able to enjoy being a family, even if they are living in two different places in the future. Goal #3 Deal with the challenge of transitioning to two homes My third goal is to acknowledge a fundamental economic reality of divorce––it is more expensive to live in two homes than it is to live in one. As a Certified Divorce Financial AnalystTM, I carry a toolbox and use those tools as needed by my clients to better understand their financial circumstances, to create an even playing field of financial knowledge and information, and to assist them to be informed about the financial decisions that they are facing. With this groundwork in place, my clients are able to make the best possible choices for their futures. Goal #4 Assist with good decision making My fourth goal relates to decision making. In this process, neither partner in a marriage should feel that they are being forced into a decision that they don't want to make. Conversely, neither person should feel that they are forcing somebody else to make a decision that they don't want to make. I describe this as mutually acceptable decision making. The choices couples make must work for both of them. The choices they make must be acceptable to each. One person does not get to call the shots in this process.It's a process that will involve both parties, with my assistance as a neutral facilitator. Supply legal information It is also important that decisions are informed. There are really two essential ingredients to an informed decision. The agreements reached in mediation are generally approved by Judges. However, in cases that are litigated, there are laws that judges must consider when making decisions because the spouses couldn’t agree. I provide legal information so clients can make their decisions with full knowledge relevant to those considerations. Require full financial disclosure Part of good decision making is also having full financial information available. As already mentioned, marriage on one level is an economic partnership. If my clients were business partners and were going to close their business and decide who is going to walk away with what, they would want a full accounting of all parts of that business, all of its assets, all of its debts, all of its sources of income. And it's no different with the dissolution of a marriage. In mediation, we are unwinding an economic partnership, and in order to do that, we need a process of full financial disclosure, so that both parties are fully aware of all assets, debts, and sources of income. I assist by providing a list of the documents that will be needed to establish that full disclosure. With both financial and legal information, I ensure my clients are well informed in preparation for decisions they make. We acknowledge economic realities, geared toward honoring the family and doing no harm to the prospects of future relationships. And this grows out of a process where each person is involved in a meaningful and robust conversation, where both parties address their plans for the future, and where both have a voice. This process makes mediation an extremely attractive and effective solution to the challenge of transitioning out of a marriage. The last weeks of the year—Thanksgiving and the winter holidays—often bring to mind the concept of gratitude—appreciation for positive experiences, thankfulness for growth in understanding, and gratefulness for the enrichment of new opportunities. This concept of gratitude often emerges for me in the process of divorce mediation.
I find that couples in a “successful” mediation process express gratitude for arriving at good decisions and having the chance to craft a positive and more certain future for their families with the outcome of those decisions. Mediation is a profound and often challenging learning experience. We may ask, “What has been learned? And whom can I thank for helping me learn?” I find that couples in a “successful” mediation process express gratitude for arriving at good decisions and having the chance to craft a positive and more certain future for their families with the outcome of those decisions. The end of a “successful” mediation can be filled with a range of emotions. For you, there is often a sense of accomplishment, sometimes to your own surprise. While your marriage did not work, you were able to team up to make your own decisions for how to co-parent your children, allocate your assets and debts, and create the best possibilities for two sustainable households. At the same time, as the cloud of uncertainty has lifted, replaced by greater clarity about the future, the reality that you as a couple are approaching the “official” end of your marital relationship carries its own set of feelings and reactions, including a need to accept both loss and failure. These are competing emotions, having resolved the issues of divorce but now having to face the fact that the marriage has indeed ended. From my chair, I always attempt to put the most positive face on what has happened in mediation. While a mediator’s skills—structuring an effective process and facilitating difficult conversations—play an important role in helping you as a couple meet your goals for coming to mediation, the real credit belongs to you. After all, mediation requires the courage to engage a process that involves total transparency and take responsibility for doing the work of gathering information, engaging in challenging conversations with a soon-to-be ex-spouse, and making choices about the future. And so, along with giving you credit for what you have been able to achieve in mediation, I close every mediation with gratitude that you trusted me to play a role in your transition. Divorce is an experience that most want to forget so you can move on. However, for me, the honor of making a difference is something I continue to remember and remain thankful for. For parents who have decided to separate and divorce, the prospect of breaking this news to the children can be overwhelming—even paralyzing.
This topic will often arise in mediation when parents are still living together and would prefer to resolve matters involving the children (where each parent will live upon separation and what the parenting time schedule will look like) before talking to the children about the impending divorce. As much as you may dread the thought of this discussion with your children, my experience indicates that, once you have talked with them, the emotional anticipation of the conversation will be replaced by relief that you no longer are keeping something from your children. You may well take some pride in how you handled the challenge. At one of the first mediation conferences I attended, the keynote presenter was Dr. Joan Kelly, who is internationally recognized as a child psychologist and author of many articles and research studies involving children of divorce. Her insights have proven valuable to many practitioners. In 2009, she authored a valuable publication, “What Should We Tell the Children? A Parent’s Guide for Talking About Separation and Divorce.” I have shared this with many clients. The publication is available for purchase from the American Academy of Matrimonial Attorneys. The conversation you have with your children [about your divorce] is the first and perhaps the most important opportunity you will have to show them that you are committed to a constructive co-parenting relationship. To help you prepare, let me share some key points from Dr. Kelly, along with my own thoughts:
Telling your children about your divorce is an early test of your transition into the future. I encourage you to seek out resources to help you come through this with a sense that you achieved a passing grade, maybe even an A+. In any successful relationship, trust is the foundation. When you can trust someone, you are more likely to be open and more willingly vulnerable in that person’s presence.
In many broken marriages, the trust between spouses has diminished—a little or even to the point of being missing entirely. For example, trust evaporates when there has been infidelity or a lack of honesty. In divorce mediation cases, the absence of trust can be quite challenging. An underlying principle of mediation is that you both make a good faith effort to work toward an agreement that will satisfy both of you. Even when trust is at a low, protocols that include full financial disclosure (and possibly sworn financial affidavits) can provide the fuel for agreements in spite of loss of trust. While it can be difficult or in some cases nearly impossible to rebuild trust, there are elements of trust, which I describe as pillars, that you can consider employing during the mediation process. While it can be difficult or in some cases nearly impossible to rebuild trust, there are elements of trust, which I describe as pillars, that you can consider employing during the mediation process. The goal does not have to be rebuilding trust (although when that does happen, the chances of a better future relationship are greatly improved). The goal can simply be to prevent your mediation discussions from stalling or going backwards. Here is a list of those pillars that help to form a foundation of trust. Recognizing and addressing these can lead to a better mediation process.
Keeping these pillars in mind as you navigate the difficult conversations of mediation may create a positive vibe—or at least prevent a negative one—and may even help the process go faster, which is what most clients seek. At the beginning of the divorce mediation process, I send out a questionnaire to each spouse to help me find out how the couple communicates. In the responses I often discover that both find it hard to communicate effectively. This is not particularly surprising, as poor communication is often a symptom of a broken marriage. So, as a couple enters divorce mediation, the objective of successful communication is often facing off against inherent challenges experienced during the marriage.
When communication centers on disagreements, there is a strong tendency for each side to dig in, assume a strong position, and exhibit intense emotions. Depending on how you participate in these difficult conversations, you may “fight to be right” or, alternately, opt for getting it over with—give in, be done with it and be free. I believe that mediation should promote mutually acceptable decisions. Difficult dynamics, if not addressed during mediation sessions, can often result in agreements that are regretted later by one or both spouses. Divorce mediation involves an aspect of negotiation. More importantly, there is an opportunity in every mediation process to encourage two-way conversation. This promotes understanding and allows each of you to learn from the other. Divorce mediation involves an aspect of negotiation. More importantly, there is an opportunity in every mediation process to encourage two-way conversation. This promotes understanding and allows each of you to learn from the other. I have been engaged in my own learning experience over the past 15 months [credits to Cheryl Picard, author of Practising Insight Mediation, and my teacher, Jacinta Gallant from Prince Edward Island, Canada]. I’ve learned that conflict is rooted in an individual’s perception that something that matters greatly is threatened by the other person. This can worsen when your spoken intention is interpreted quite differently by the other. It's little wonder to me that, in the absence of a neutral mediator who can help you better understand each other, the chances of a resolution that suits both of you will be diminished. For me, the golden nugget in all of this is that you can understand what’s important to each other without necessarily agreeing with what is being said. At the same time, if you understand each other, it’s showing that you are listening to each other. Think how much better you each will feel if you are being heard! Once you are all engaged in a learning dialogue—confident that what you are saying is being interpreted as you hoped it would be—the foundation has been built to explore choices that address what matters to each of you. From there, the path to agreement will hopefully be clearer. Like any building, the ability to withstand the test of time will depend on having a stable foundation. An article I recently read by Stephanie Vozza was entitled, “’I don’t know’ can be the smartest answer.”
This caught my eye because I have often used a similar saying, namely, “The most important thing that you can know is what you don’t know.” Stephanie’s article goes on to address how this statement can be a lesson for leadership. As a mediator, I do not relate as much to the concept of leadership except to note that I am a leader of the mediation process. This often means taking the lead with my clients in helping you to have a constructive dialogue. Being willing to admit that we don’t have the answer has multiple significances:
Knowing what you don’t know—and being able to communicate this to others—symbolizes truth, curiosity, openness and credibility—all of which can enhance the difficult conversations that take place in divorce mediation. Knowing what you don’t know—and being able to communicate this to others—symbolizes truth, curiosity, openness and credibility—all of which can enhance the difficult conversations that take place in divorce mediation. Each marriage has its own uniqueness, involving two individuals with their own unique identify and style. In past generations, there have typically been assigned roles, like working father and stay-at-home mother, but this division of labor has changed significantly in the modern world. Making assumptions about the current roles of spouses is done at a mediator’s peril!
I have found it important in divorce mediation to consider a critical element in a marriage—the contributions each of you have brought to the relationship, whether positive or negative. While not always directly related to these roles, I find it important in divorce mediation to consider a critical element in a marriage—the contributions each of you have brought to the relationship, whether positive or negative. Why does a future-focused mediation process need to consider individual contributions from the past? Here are a few observations:
It's often been said that the emotions of divorce are similar to those involving death. When a loved one dies, we are moved to celebrate their lives. As your marriage ends, you can still remember what you both contributed positively to the time you were together. The decision to end a marriage is rarely made by both spouses at the same moment. Usually one of you, after much consideration, and possibly after efforts have been made to “save” the marriage, declares to yourself (and maybe to the other), “I am done.”
If you are the spouse on the receiving end of this message, your reaction could be one of shock, dismay, or a sad acknowledgment of something you may have seen coming but did not feel ready to accept. For both of you, the immediate focus is likely to be on yourself, and a common thought is “What will this mean for me?” and, if you are a parent, “What will this mean for our children?” It’s important for each of you to reflect upon what matters most to you about your future in the face of transition and uncertainty. With your future in the balance, both as an individual and possibly as a parent, putting “me” as a priority is to be expected. If you choose to litigate your divorce, and take a risk of turning your divorce into a legal battle, the spotlight will remain on you, since all that will matter is what is important to “me.” Mediation will require you to reframe the conversation from “me” to “we.” My role as your mediator is to support that shift… On the other hand, mediation will require you to reframe the conversation from “me” to “we.” My role as your mediator is to support that shift, which means that you will each have a voice, you will each be heard, and together you will stay focused on what it will take for both of you to come to agreements on your own terms that don’t ignore what matters to each of you individually. Mediation is a unique opportunity to channel what matters for each of you (the “me”) into a plan for you both (the “we”). With the ending of a year, a new one is beginning. In one’s work life, a job ends and hopefully a new one begins.
In my own life, over the last 13 years, I’ve seen the years change, my career change (from public finance and local government service to mediation), and my home change from upstate New York to Chicago. It’s been a saying of mine that life is a book of many chapters. In a marriage that ends, that chapter of your life will conclude. This ending, just like a difficult year, may make you want to forget the bad experiences. Given the emotional duress that often comes with divorce, that may not be easy. Hopefully, but not always, the episode that is ending had its bright moments, and these are the memories to preserve. In every challenge, there is a lesson to be carried to the next phase of life. We can learn so much from life experiences; we are wiser for what we take away. While there is a tendency to bury what has been hurtful or difficult, we should strive to review our experiences as a teaching opportunity to guide us forward into the future. In mediation, my hope is that our time together will help create a bridge from the past into the future, shaped by lessons learned and goals that you can set for yourselves. Just as every new year provides a blank slate for us to continue writing the story of our lives, one’s life after divorce is a new chapter of one’s own making. In mediation, my hope is that our time together will help create a bridge from the past into the future, shaped by lessons learned and goals that you can set for yourselves. As we leave the year 2022 and move away from jobs, homes or marriages, I encourage you to embrace the natural transition from an ending to a beginning—a fresh start in life’s journey. |
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3838 N Ravenswood Ave., Suite 257, Chicago, IL 60613
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