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David’​s Blog

Uncontested Divorce – Not the Same as Uncontested Issues

3/25/2021

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Divorce mediation clients sometimes come to me believing they already have complete agreement on the issues that need to be resolved for them to move forward with divorce.
More often, however, the mediation process helps them to make mutually acceptable decisions they were unable to agree on themselves. By exploring these issues fully we can come to the best agreement for both parties.

Some clients don’t consider mediation at first, believing they must be substantially in agreement on all the issues for mediation to work. A new client recently called me to say that she and her husband had decided not to come to mediation, since they hadn’t worked through all the issues that they wanted to resolve for their uncontested divorce. That left me to wonder about this misconception: how many couples think they can’t come to mediation until they already agree on how they are going to live apart?

Mediation is the opportunity to use my training and experience to help you work through the many important issues and decisions that you face. Of course, it is always good when we begin mediation with some common understandings, but it is certainly NOT a requirement to have reached agreement on every issue.

As I explained to this new client, mediation is the opportunity to use my training and experience to help you work through the many important issues and decisions that you face. Of course, it is always good when we begin mediation with some common understandings, but it is certainly NOT a requirement to have reached agreement on every issue.
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Separation and divorce carry uncertainty and fear that can often interfere with our ability to “be on the same page.”  Whether you feel you have discussed every option or you are not sure where to begin, an experienced mediator can help you both gain the focus to think clearly and speak freely in a safe environment. As mediator I am not the judge, but, rather, I am your trusted host in the conversation, turning your contested issues into a mutually agreed-upon understanding that will lead to an uncontested divorce.
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American Rescue Plan Act of 2021

3/12/2021

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In an effort to address the economic impacts of the Coronavirus pandemic, Congress has approved and President Biden has signed the American Rescue Plan Act of 2021.

Among the many provisions of this act, there are some that are particularly relevant for divorce mediation clients who are negotiating taxes.

What You Should Know
  1. A new round of stimulus payments (full amount) will be sent out to taxpayers who have Adjusted Gross Income of less than: a) $150,000 per year (if filing jointly). b) $112,500 per year (if filing as head of household). c)  $75,000 per year (if filing as single). Lesser amounts are paid for joint incomes between $150,000 and $160,000, heads of household incomes between $112,500 and $120,000, and single taxpayers with incomes between $75,000 and $80,000. The full amount of the stimulus payment will be $2,800 for those filing joint returns, $1,400 for those filing as single or head of household, plus $1,400 per dependent child. Unlike previous stimulus payments, dependent children can include college age children who are still supported by parents.
  2. The child tax credit for 2021 will be substantially increased from $2,000 per child to $3,000 per child. (And for children 5 and under, the credit is $3,600.) The child tax credit will also be available in 2021 for children up to age 17. (This used to end at age 16.) The increased child tax credit phases out at income of $75,000 ($150,000 for joint returns).
  3. The child tax credit will be fully refundable. This means that, for single parents who have a low tax liability, they can receive the full amount of the child tax credit. This is a big change, since previously, in negotiating which parent claimed children, the parent with a lower income may have decided to let the other parent claim the child(ren) since the other parent would get the full tax benefit.
  4. Health insurance costs under the government health insurance exchange will be capped at 8.5 percent of income through 2022.
  5. The maximum credit for dependent care (i.e., child care) will be increased for taxpayers with incomes up to $125,000.  

Timing
Some of these changes will only be in effect for 2021, unless extended by Congress.

Overall, for many divorcing couples with children who are facing the economic challenges of transitioning from one household to two, the American Rescue Plan Act of 2021 should provide significant short-term economic relief.

Overall, for many divorcing couples with children who are facing the economic challenges of transitioning from one household to two, the American Rescue Plan Act of 2021 should provide significant short-term economic relief.
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As with all decisions involving taxes, consulting a tax professional is encouraged.

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Grapes Are Not Just for Eating (or Drinking)

3/5/2021

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Divorce can be a tough and trying emotional experience. There are no easy ways of coping with that anguish, uncertainty and emotional turmoil. Mediation, as a process, is designed to keep a challenging transition from being even more stressful. But what else can be done on a daily basis to deal with the stress of divorce? 
 
In researching the topic of depression, I came across a behavioral therapy acronym called “GRAPES”. Embedded in this simple word are some helpful daily tips that can be applied to everyone’s life, especially those in the midst of divorce.

G stands for Gentleness
R stands for Relaxation 
A stands for Accomplishment
P stands for Pleasure
E stands for Exercise
S stands for Socializing
 
Let’s explore how you can make GRAPES work for you in your daily life while going through a divorce:
 
Be gentle with yourself.
During difficult times, we can be very hard on ourselves. By doing just the opposite—being kind to ourselves—we can help ourselves move forward and not dwell on the disappointments of the past.
 
Even if we only spend a short time each day doing something relaxing, it can help us to find our own emotional equilibrium. 
 
Find time for relaxation.
Yes, life is busy, but even if we only spend a short time each day doing something relaxing, it can help us to find our own emotional equilibrium. Pausing to read a fun article, listening to music, playing with a pet and enjoying a hobby are a few possibilities.
 
Accomplish something today.
This doesn’t have to be a big deal. When we look at something we’ve done (make a list of simple tasks and cross them off as completed), we are reminded that it is a symbol of progress. Even filing that stack of papers, deleting unwanted emails or putting away accumulated clutter is progress. Any small accomplishment is worthy of note.
 
Do something that gives you pleasure.
We are allowed to have fun even when we’re not at our best. Find something to do that you enjoy, from taking the time to enjoy a cup of coffee to connecting with friends.
 
Get some exercise.
This can be as simple as taking a walk. Exercise is good for our bodies and can stimulate our minds in a very positive way.
 
Socialize with others.
In the time of Covid-19, this goal can be a little harder to satisfy. But by spending some time with others on a socially distanced walk, on Zoom, by phone or perhaps through Meetup-com or other social platforms, we can overcome a sense of aloneness that is often present during divorce. This is a time to expand yourself socially as much as the current situation allows.
 
Gentleness, relaxation, accomplishment, pleasure, exercise, socializing—whether you are in the midst of divorce or just in the midst of life, these are tips that can make your days go better.
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David Louis, MPA, CDFA®   •   Louis Mediation Services   •   Chicago
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[email protected]
3838 N Ravenswood Ave., Suite 257, Chicago, IL  60613
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(773) 633-0256
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  • Home
  • About David
    • Approach & Background
    • David Louis' Personal Story
    • Professional Experience
    • Training Log
  • Benefits of Mediation
  • How Mediation Works
    • Divorce Mediation Process and Outcomes
    • Financial Analysis
    • Parenting Plan
  • Resources
  • Blog
  • Contact